About Us

We are a family team consisting of myself, Pat Davis (Founder and CEO) of the Your Health Plan Man Team, Josh Davis my son, and Corey Tounzen my son-in-law.

  • We often save our clients 30 to 50% or more on premiums.
  • We have a combined insurance experience of over 25 years.
  • We offer service during after and after plan enrollment.
  • We design “personalized” plans that fit your needs.
  • Our goal is 10 out of 10 on customer satisfaction.
  • We have a unique approach and value your time.
  • We are fully Independent Health Insurance Agents.
  • We can write plans for any company we wish.
  • We can also offer great rates on life insurance.

I (Pat Davis) Your Health Plan Man have been very happily married to my wife Marcia since 1980. She just recently retired from being an insurance agent and now helps me run our agency. We have 2 grown married children.
Josh is married and his wife is studying to be a psychologist.
Corey is married to our daughter and works full time with us. They have one son and we are proud grandparents!

Health Insurance All Ages

Get insurance that provides valuable cpverage for your medical expenses.

Financial Services

Tax-free Retirement possible? Free consultation! I’ll show you how.  Learn more

Life Insurance

Choose a plan that provides security for your family. It can also provide a great tax-free income and long-term-care protection.

Your Health Plan Man Team is Endorsed by


Dave Elswick


Lori Cline


Steve Marston

Matt-Murphy Transparent

Matt Murphy

Me on Dave Elswick Show

Our Different Approach to Health Insurance

Affordable Care Act Alternatives

Mandate opens great new doors to plans

The healthcare laws have changed and now you can take advantage of it. You can change plans 365 days a year without penalty.

Personalized Plans

Only choose the benefits that fit your situation and your needs

Why should I pay for anything I don’t want to have covered? Why should I pay for maternity when I am a male or over a certain age etc? These are real issues with most Americans.

True Provider Choice

See any doctor in the USA

The reported lie of the year for 2013 was “If you like your doctor you can keep your doctor.” With our plans you can actually see ANY doctor in the United States. Period!

Our Passion

Our Unique Desire to Serve

“They care about those they take care of!”
That was a direct quote from Dave Elswick of the Dave Elswick Show in Little Rock. We can lay our heads on our pillow at night knowing that we did everything we were able to serve our client’s needs!

Over 25 Years Experience as of 2022

Take advantage of 25 plus years Health Insurance experience

We are independent agents that can represent any company we wish. This means finding the best plan, the best fit for your specific situation. We don’t offer a one size fits all plan. Many agents can only offer one company’s best plan. We can off the best plan From all companies.
That is a huge benefit for you! We also don’t share your information with anyone. can be your one stop guide. Be aware, almost all other websites share your information and you can get calls for years.

Huge Premium Savings Monthly

We cut premiums in half often

Our clients save 30 to 50% consistently on their monthly premiums. If someone has COBRA it is often a much larger savings than 50%! It is not a benefit to save money on health insurance and offer poor quality healthcare. We offer lower rates and an open door to whatever healthcare someone desires.

3 keys to the best health insurance experience

Take advantage of the 3 keys to health insurance savings that almost no insurance plan offers.

  1. True pricing for services (known as price transparency)
  2. Powerful network that offers a discount off “chargemaster” bills.
  3. Insurance company pays a benefit to the client.


“Car Lot Madness”

Zero Tax Retirement is Possible!

Blog: My Words From My Pen

Why are your Medical Prices so low?

Keith Smith of the Surgery Center of Oklahoma in Oklahoma City is asked this question frequently. “The real question should be why are everyone else’s prices so high, says Keith?” […]
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Another Definition of Insanity

Einstein is attributed with the saying that the definition of insanity is doing the same thing over and over expecting different results. I can’t argue with that. I used to sort of […]
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Paying Too Much or Too Little?

Many people pay way too much for health insurance. Others pay too little. If you are paying a mortgage payment for your insurance, you are either paying too much or you […]
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Ask Yourself Why

Why do I still have the insurance I do if there are so much better options available to me? Why have I not called Pat’s team to see what they can do for […]
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It Should Anger You! FakeNews!

We hear a lot today about “fake news.” One thing that is fake that should infuriate you is the way medical services are billed. Why does a hospital bill get hyper inflated and […]
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Air Scam-bulance

One area of healthcare that is full of abuse is the use of air ambulances. Of course, not all are included in this, but the vast majority of them are. If fact, 80% of air ambulance usage is for “non-emergency”
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